2 replies on “Mega Trend: Disruption in Indian Banking”
Banks are about to disrupt, points noted. However you still require banks to keep your money in order to carry out UPI transaction. Developed market tells us you still require banks. Digital payment will make bank that much efficient . Cost to income ratio will improve as ratio of digital transaction improves
That’s why Aditya Puri is searching tech guy and Uday Kotak firmly believe that ” From Now its not matter how much branches you have, what matter is how much customers you services as one stop solution.”
Google pay, phone pay are only for services viz transactions, loan service platforms,.. but you must need bank.
2 replies on “Mega Trend: Disruption in Indian Banking”
Banks are about to disrupt, points noted. However you still require banks to keep your money in order to carry out UPI transaction. Developed market tells us you still require banks. Digital payment will make bank that much efficient . Cost to income ratio will improve as ratio of digital transaction improves
That’s why Aditya Puri is searching tech guy and Uday Kotak firmly believe that ” From Now its not matter how much branches you have, what matter is how much customers you services as one stop solution.”
Google pay, phone pay are only for services viz transactions, loan service platforms,.. but you must need bank.